ADJOURNMENT
                       THOMAS MURRAY, Ph.D.
     DR. MURRAY:  If my hat were here instead of over there, I
would take it off to the commissioners.  I think you have done
tremendous work today.  Thank you all.  Thank you for the guests
who have helped us in our deliberations.  And thanks to staff of
NBAC who did a great job of getting us ready for this meeting and
supporting us.
     Have a good holiday.  We will see you all in January.  Good
bye.
     (Whereupon, at 3:32 p.m., the meeting adjourned.)